Results:  $700k mortgage; $990k equity;
Loan Type Monthly Payment Monthly Savings Discount Origination Points Interest Rate APR
10 Year Fixed [FS_5403,F] $8,147.24 ($4,347.24) 0.000% 0.875% 6.375% 6.654%
10 Year Fixed [FS_5403,F] $8,183.40 ($4,383.40) 0.000% 0.750% 6.500% 6.752%
10 Year Fixed [FS_5403,F] $8,219.04 ($4,419.04) 0.000% 0.625% 6.625% 6.850%
10 Year Fixed [FS_5403,F] $8,255.28 ($4,455.28) 0.000% 0.500% 6.750% 6.947%
10 Year Interest Only [GP_3501,SIVA] $3,912.46 ($112.46) 0.000% 1.000% 6.500% 6.567%
10 Year Interest Only [GP_3503,F] $3,761.72 $38.28 0.000% 1.000% 6.250% 6.317%
10 Year Interest Only [GP_3503,F] $3,827.39 ($27.39) 0.000% 0.750% 6.375% 6.430%
10 Year Interest Only [GP_3503,F] $3,902.71 ($102.71) 0.000% 0.750% 6.500% 6.555%
15 Year Fixed [IM_JFIX,F] $5,884.64 ($2,084.64) 0.000% 0.750% 5.500% 5.670%
15 Year Fixed [IM_JFIX,F] $5,910.28 ($2,110.28) 0.000% 0.375% 5.625% 5.738%
15 Year Fixed [IM_JFIX,F] $5,935.77 ($2,135.77) 0.000% 0.000% 5.750% 5.805%
15 Year Fixed [IM_JFIX,F] $5,984.14 ($2,184.14) 0.000% 0.000% 5.875% 5.930%
1st Lien HELOC [CW_17.10,F] $4,125.37 ($325.37) 0.000% 1.250% 4.750% 4.909%
1st Lien HELOC [CW_17.10,SIVA] $4,776.67 ($976.67) 0.000% 1.250% 6.250% 6.422%
2/28 ARM [FS_5403,F] $4,100.57 ($300.57) 0.000% 1.000% 5.500% 5.625%
2/28 ARM [FS_5403,F] $4,152.50 ($352.50) 0.000% 0.875% 5.625% 5.740%
2/28 ARM [FS_5404,F] $4,043.83 ($243.83) 0.000% 1.000% 5.375% 5.499%
2/28 ARM [FS_5404,F] $4,095.46 ($295.46) 0.000% 0.875% 5.500% 5.614%
2/28 ARM I.O. [FS_5403,F] $4,217.40 ($417.40) 0.000% 1.000% 5.500% 5.631%
2/28 ARM I.O. [FS_5403,F] $4,268.12 ($468.12) 0.000% 0.875% 5.625% 5.745%
2/28 ARM I.O. [FS_5403,F] $4,318.75 ($518.75) 0.000% 0.750% 5.750% 5.859%
2/28 ARM I.O. [FS_5403,F] $4,369.87 ($569.87) 0.000% 0.625% 5.875% 5.972%
2/28 Interest Only ARM [FF_318,SIVA] $3,942.52 ($142.52) 0.000% 1.750% 6.500% 6.574%
2/28 Interest Only ARM [FF_318,SIVA] $4,073.91 ($273.91) 0.000% 1.250% 6.750% 6.807%
2/28 Interest Only ARM [FF_318,SIVA] $4,203.79 ($403.79) 0.000% 0.750% 7.000% 7.039%
2/28 Interest Only ARM [FF_318,SIVA] $4,482.19 ($682.19) 0.000% 0.250% 7.500% 7.521%
20 Year Fixed [FS_5403,F] $5,440.44 ($1,640.44) 0.000% 1.000% 6.625% 6.801%
20 Year Fixed [GP_202,SIVA] $5,385.27 ($1,585.27) 0.000% 1.000% 6.500% 6.672%
20 Year Fixed [GP_202,SIVA] $5,425.01 ($1,625.01) 0.000% 0.750% 6.625% 6.765%
20 Year Fixed [GP_202,SIVA] $5,478.80 ($1,678.80) 0.000% 0.750% 6.750% 6.891%
20 Year Fixed I.O. [FS_5403,F] $8,250.44 ($4,450.44) 0.000% 1.000% 6.625% 6.934%
20 Year Fixed I.O. [FS_5403,F] $8,275.95 ($4,475.95) 0.000% 0.750% 6.750% 7.003%
20 Year Fixed I.O. [FS_5403,F] $8,301.38 ($4,501.38) 0.000% 0.500% 6.875% 7.073%
20 Year Fixed I.O. [FS_5403,F] $8,327.30 ($4,527.30) 0.000% 0.250% 7.000% 7.142%
3/1 ARM [IM_JARM,F] $3,765.25 $34.75 0.000% 1.000% 4.750% 4.867%
3/1 ARM [IM_JARM,F] $3,810.30 ($10.30) 0.000% 0.750% 4.875% 4.971%
3/1 ARM [IM_JARM,F] $3,855.45 ($55.45) 0.000% 0.500% 5.000% 5.075%
3/1 ARM [IM_JARM,F] $3,905.88 ($105.88) 0.000% 0.375% 5.125% 5.190%
3/1 ARM I.O. [IM_JARM,F] $4,005.57 ($205.57) 0.000% 0.875% 4.875% 4.991%
3/1 ARM I.O. [IM_JARM,F] $4,048.81 ($248.81) 0.000% 0.625% 5.000% 5.093%
3/1 ARM I.O. [IM_JARM,F] $4,097.56 ($297.56) 0.000% 0.500% 5.125% 5.206%
3/1 ARM I.O. [IM_JARM,F] $4,141.03 ($341.03) 0.000% 0.250% 5.250% 5.308%
3/27 ARM [FS_5403,F] $4,215.15 ($415.15) 0.000% 1.000% 5.750% 5.877%
3/27 ARM [FS_5403,F] $4,267.35 ($467.35) 0.000% 0.875% 5.875% 5.991%
3/27 ARM [FS_5404,F] $4,157.68 ($357.68) 0.000% 1.000% 5.625% 5.751%
3/27 ARM [FS_5404,F] $4,209.60 ($409.60) 0.000% 0.875% 5.750% 5.865%
3/27 ARM I.O. [FS_5403,F] $4,215.15 ($415.15) 0.000% 1.000% 5.750% 5.877%
3/27 ARM I.O. [FS_5403,F] $4,267.35 ($467.35) 0.000% 0.875% 5.875% 5.991%
3/27 ARM I.O. [FS_5403,F] $4,320.06 ($520.06) 0.000% 0.750% 6.000% 6.105%
3/27 ARM I.O. [FS_5403,F] $4,372.67 ($572.67) 0.000% 0.625% 6.125% 6.219%
3/6 ARM [GP_205,F] $4,037.67 ($237.67) 0.000% 0.875% 5.375% 5.485%
3/6 ARM [GP_281,F] $3,765.25 $34.75 0.000% 1.000% 4.750% 4.867%
3/6 ARM [GP_281,F] $3,810.30 ($10.30) 0.000% 0.750% 4.875% 4.971%
3/6 ARM [GP_281,F] $3,855.45 ($55.45) 0.000% 0.500% 5.000% 5.075%
3/6 Interest Only ARM [GP_205,F] $3,229.70 $570.30 0.000% 0.875% 5.375% 5.420%
3/6 Interest Only ARM [GP_281,F] $2,857.13 $942.87 0.000% 1.000% 4.750% 4.800%
3/6 Interest Only ARM [GP_281,F] $2,925.00 $875.00 0.000% 0.750% 4.875% 4.916%
3/6 Interest Only ARM [GP_281,F] $2,992.50 $807.50 0.000% 0.500% 5.000% 5.031%
30 Year Fixed [GP_224,F] $4,500.29 ($700.29) 0.000% 0.875% 6.375% 6.492%
30 Year Fixed [IM_JFIX,F] $4,313.17 ($513.17) 0.000% 0.625% 6.000% 6.091%
30 Year Fixed [IM_JFIX,F] $4,349.58 ($549.58) 0.000% 0.125% 6.125% 6.170%
30 Year Fixed [IM_JFIX,F] $4,402.07 ($602.07) 0.000% 0.000% 6.250% 6.284%
5/1 ARM [IM_JARM,F] $3,981.39 ($181.39) 0.000% 0.875% 5.250% 5.360%
5/1 ARM [IM_JARM,F] $4,027.59 ($227.59) 0.000% 0.625% 5.375% 5.463%
5/1 ARM [IM_JARM,F] $4,073.60 ($273.60) 0.000% 0.375% 5.500% 5.566%
5/1 ARM [IM_JARM,F] $4,094.33 ($294.33) 0.000% 0.875% 5.500% 5.611%
5/1 Interest Only ARM [CW_19.30,SISA] $3,535.28 $264.72 0.000% 1.000% 5.875% 5.929%
5/1 Interest Only ARM [CW_19.30,SISA] $3,610.75 $189.25 0.000% 1.000% 6.000% 6.054%
5/1 Interest Only ARM [CW_19.30,SISA] $3,686.23 $113.77 0.000% 1.000% 6.125% 6.179%
5/1 Interest Only ARM [CW_19.30,SISA] $3,761.72 $38.28 0.000% 1.000% 6.250% 6.304%
5/25 ARM [FS_5403,F] $4,330.85 ($530.85) 0.000% 1.000% 6.000% 6.129%
5/25 ARM [FS_5404,F] $4,325.46 ($525.46) 0.000% 0.875% 6.000% 6.117%
5/25 ARM [GP_205,F] $4,266.17 ($466.17) 0.000% 0.875% 5.875% 5.989%
5/25 ARM [GP_205,SIVA] $4,324.26 ($524.26) 0.000% 0.875% 6.000% 6.115%
5/25 ARM I.O. [FS_5403,F] $4,654.11 ($854.11) 0.000% 1.000% 6.000% 6.146%
5/25 ARM I.O. [FS_5403,F] $4,697.73 ($897.73) 0.000% 0.750% 6.125% 6.245%
5/25 ARM I.O. [FS_5403,F] $4,741.70 ($941.70) 0.000% 0.500% 6.250% 6.344%
5/25 ARM I.O. [FS_5403,F] $4,785.38 ($985.38) 0.000% 0.250% 6.375% 6.443%
5/6 ARM [GP_281,F] $3,834.64 ($34.64) 0.000% 1.375% 4.875% 5.026%
5/6 ARM [GP_281,F] $3,880.15 ($80.15) 0.000% 1.125% 5.000% 5.130%
5/6 ARM [GP_281,F] $3,925.75 ($125.75) 0.000% 0.875% 5.125% 5.234%
5/6 ARM [GP_281,F] $3,971.45 ($171.45) 0.000% 0.625% 5.250% 5.337%
5/6 Interest Only ARM [GP_205,F] $3,530.88 $269.12 0.000% 0.875% 5.875% 5.924%
5/6 Interest Only ARM [GP_205,SIVA] $3,606.25 $193.75 0.000% 0.875% 6.000% 6.049%
5/6 Interest Only ARM [GP_281,F] $3,079.27 $720.73 0.000% 0.875% 5.125% 5.174%
5/6 Interest Only ARM [GP_281,F] $3,146.50 $653.50 0.000% 0.625% 5.250% 5.289%
6 Month Interest Only ARM [GP_204,F] $2,326.94 $1,473.06 0.000% 0.875% 3.875% 3.924%
6 Month Interest Only ARM [GP_204,F] $2,396.00 $1,404.00 0.000% 0.625% 4.000% 4.039%
6 Month Interest Only ARM [GP_204,F] $2,464.86 $1,335.14 0.000% 0.375% 4.125% 4.154%
6 Month Interest Only ARM [GP_204,F] $2,536.36 $1,263.64 0.000% 0.250% 4.250% 4.274%
7/1 Interest Only ARM [CW_19.30,SISA] $3,610.75 $189.25 0.000% 1.000% 6.000% 6.058%
7/1 Interest Only ARM [CW_19.30,SISA] $3,686.23 $113.77 0.000% 1.000% 6.125% 6.183%
7/1 Interest Only ARM [CW_19.30,SISA] $3,761.72 $38.28 0.000% 1.000% 6.250% 6.308%
7/1 Interest Only ARM [CW_19.30,SISA] $3,836.95 ($36.95) 0.000% 1.000% 6.375% 6.433%
7/6 ARM [GP_281,F] $4,125.84 ($325.84) 0.000% 1.625% 5.500% 5.680%
7/6 ARM [GP_281,F] $4,172.36 ($372.36) 0.000% 1.375% 5.625% 5.783%
7/6 ARM [GP_281,F] $4,219.23 ($419.23) 0.000% 1.125% 5.750% 5.886%
7/6 ARM [GP_281,F] $4,266.17 ($466.17) 0.000% 0.875% 5.875% 5.989%
7/6 Interest Only ARM [GP_281,F] $3,330.48 $469.52 0.000% 1.625% 5.500% 5.585%
7/6 Interest Only ARM [GP_281,F] $3,397.50 $402.50 0.000% 1.375% 5.625% 5.699%
7/6 Interest Only ARM [GP_281,F] $3,464.38 $335.62 0.000% 1.125% 5.750% 5.814%
7/6 Interest Only ARM [GP_281,F] $3,530.88 $269.12 0.000% 0.875% 5.875% 5.928%
Cash Flow ARM (1 Year Fixed Pay) [CC_PO_ARM,F] $2,300.37 $1,499.63 0.000% 0.250% 1.000% 1.042%
Cash Flow ARM (1 Year Fixed Pay) [CC_PO_ARM,SISA] $2,300.37 $1,499.63 0.000% 0.250% 1.000% 1.042%
Cash Flow ARM (1 Year Fixed Pay) [GENERIC_PO,SISA] $2,506.78 $1,293.22 0.000% 1.750% 1.500% 1.652%
Cash Flow ARM (1 Year Fixed Pay) [IM_12MAT,F] $2,335.75 $1,464.25 0.000% 1.750% 1.000% 1.148%
Cash Flow ARM (5 Year Fixed Pay) [CC_PO_ARM,F] $2,626.77 $1,173.23 0.000% 0.250% 1.950% 1.995%
Cash Flow ARM (5 Year Fixed Pay) [CC_PO_ARM,SISA] $2,626.77 $1,173.23 0.000% 0.250% 1.950% 1.995%