Results:  $361k mortgage;

$100k equity; $461k balance; $690k value.

Loan Type Monthly Payment Monthly Savings Discount Origination Points Interest Rate APR
10 Year Fixed [FS_5403,F] $5,168.02 ($3,968.02) 0.000% 0.875% 5.500% 5.822%
10 Year Fixed [FS_5403,F] $5,177.92 ($3,977.92) 0.000% 0.500% 5.625% 5.865%
10 Year Fixed [FS_5403,F] $5,201.41 ($4,001.41) 0.000% 0.375% 5.750% 5.963%
10 Year Fixed [FS_5404,SIVA] $5,264.13 ($4,064.13) 0.000% 1.000% 5.875% 6.227%
10 Year Interest Only [FS_5403,F] $3,408.06 ($2,208.06) 0.000% 0.750% 6.000% 6.167%
10 Year Interest Only [FS_5403,F] $3,425.09 ($2,225.09) 0.000% 0.250% 6.125% 6.231%
10 Year Interest Only [FS_5403,F] $3,451.08 ($2,251.08) 0.000% 0.000% 6.250% 6.325%
10 Year Interest Only [GP_3503,F] $2,483.07 ($1,283.07) 0.000% 1.000% 6.250% 6.327%
15 Year Fixed [FS_5403,F] $3,890.95 ($2,690.95) 0.000% 0.875% 5.500% 5.726%
15 Year Fixed [FS_5403,F] $3,907.78 ($2,707.78) 0.000% 0.500% 5.625% 5.794%
15 Year Fixed [GP_166,SISA] $3,889.32 ($2,689.32) 0.000% 0.875% 5.500% 5.720%
15 Year Fixed [GP_166,SISA] $3,906.14 ($2,706.14) 0.000% 0.500% 5.625% 5.788%
1st Lien HELOC [CW_17.10,F] $2,719.74 ($1,519.74) 0.000% 1.125% 4.750% 4.917%
1st Lien HELOC [CW_17.10,SIVA] $2,719.74 ($1,519.74) 0.000% 1.125% 4.750% 4.917%
2/28 ARM [FS_5403,F] $2,344.34 ($1,144.34) 0.000% 1.000% 4.250% 4.384%
2/28 ARM [FS_5403,F] $2,376.35 ($1,176.35) 0.000% 0.875% 4.375% 4.500%
2/28 ARM [FS_5404,F] $2,379.34 ($1,179.34) 0.000% 1.000% 4.375% 4.510%
2/28 ARM [FS_5404,SIVA] $2,379.34 ($1,179.34) 0.000% 1.000% 4.375% 4.510%
2/28 ARM I.O. [FS_5403,F] $2,427.98 ($1,227.98) 0.000% 1.000% 4.250% 4.392%
2/28 ARM I.O. [FS_5403,F] $2,459.28 ($1,259.28) 0.000% 0.875% 4.375% 4.506%
2/28 ARM I.O. [FS_5403,F] $2,491.00 ($1,291.00) 0.000% 0.750% 4.500% 4.621%
2/28 ARM I.O. [FS_5403,F] $2,522.62 ($1,322.62) 0.000% 0.625% 4.625% 4.735%
2/28 Interest Only ARM [FF_304,F] $2,678.91 ($1,478.91) 0.000% 0.875% 6.750% 6.801%
2/28 Interest Only ARM [FF_304,F] $2,863.45 ($1,663.45) 0.000% 0.375% 7.250% 7.283%
2/28 Interest Only ARM [FF_318,SIVA] $2,678.91 ($1,478.91) 0.000% 0.875% 6.750% 6.801%
2/28 Interest Only ARM [FF_318,SIVA] $2,863.45 ($1,663.45) 0.000% 0.375% 7.250% 7.283%
20 Year Fixed [FS_5403,F] $3,408.06 ($2,208.06) 0.000% 0.750% 6.000% 6.167%
20 Year Fixed [FS_5403,F] $3,425.09 ($2,225.09) 0.000% 0.250% 6.125% 6.231%
20 Year Fixed [FS_5403,F] $3,451.08 ($2,251.08) 0.000% 0.000% 6.250% 6.325%
20 Year Fixed [FS_5403,F] $3,477.07 ($2,277.07) 0.000% -0.250% 6.375% 6.419%
20 Year Fixed I.O. [FS_5403,F] $5,281.25 ($4,081.25) 0.000% 0.750% 6.000% 6.297%
20 Year Fixed I.O. [FS_5403,F] $5,284.36 ($4,084.36) 0.000% 0.250% 6.125% 6.312%
20 Year Fixed I.O. [FS_5403,F] $5,301.30 ($4,101.30) 0.000% 0.000% 6.250% 6.382%
20 Year Fixed I.O. [FS_5403,F] $5,318.20 ($4,118.20) 0.000% -0.250% 6.375% 6.453%
3/1 ARM [CW_19.22,SISA] $2,668.54 ($1,468.54) 0.000% 1.000% 5.375% 5.515%
3/1 ARM [CW_19.22,SISA] $2,702.68 ($1,502.68) 0.000% 0.875% 5.500% 5.629%
3/1 ARM [IM_JARM,F] $2,665.18 ($1,465.18) 0.000% 0.875% 5.375% 5.504%
3/1 ARM [IM_JARM,F] $2,699.27 ($1,499.27) 0.000% 0.750% 5.500% 5.618%
3/1 ARM I.O. [IM_JARM,F] $2,790.39 ($1,590.39) 0.000% 1.000% 5.375% 5.525%
3/1 ARM I.O. [IM_JARM,F] $2,823.33 ($1,623.33) 0.000% 0.875% 5.500% 5.639%
3/1 ARM I.O. [IM_JARM,F] $2,852.50 ($1,652.50) 0.000% 0.625% 5.625% 5.741%
3/1 ARM I.O. [IM_JARM_S,SIVA] $2,863.32 ($1,663.32) 0.000% 1.000% 5.625% 5.777%
3/27 ARM [FS_5403,F] $2,486.43 ($1,286.43) 0.000% 1.000% 4.750% 4.888%
3/27 ARM [FS_5403,F] $2,516.12 ($1,316.12) 0.000% 0.750% 4.875% 4.992%
3/27 ARM [FS_5404,F] $2,519.30 ($1,319.30) 0.000% 0.875% 4.875% 5.003%
3/27 ARM [FS_5404,SIVA] $2,519.30 ($1,319.30) 0.000% 0.875% 4.875% 5.003%
3/27 ARM I.O. [FS_5403,F] $2,486.43 ($1,286.43) 0.000% 1.000% 4.750% 4.888%
3/27 ARM I.O. [FS_5403,F] $2,516.12 ($1,316.12) 0.000% 0.750% 4.875% 4.992%
3/27 ARM I.O. [FS_5403,F] $2,549.37 ($1,349.37) 0.000% 0.625% 5.000% 5.107%
3/27 ARM I.O. [FS_5403,F] $2,579.23 ($1,379.23) 0.000% 0.375% 5.125% 5.211%
3/6 ARM [GP_205,F] $2,743.58 ($1,543.58) 0.000% 1.000% 5.625% 5.767%
3/6 ARM [GP_205,SIVA] $2,743.58 ($1,543.58) 0.000% 1.000% 5.625% 5.767%
3/6 ARM [GP_281,F] $2,628.21 ($1,428.21) 0.000% 0.875% 5.250% 5.378%
3/6 ARM [GP_281,SIVA] $2,628.21 ($1,428.21) 0.000% 0.875% 5.250% 5.378%
3/6 Interest Only ARM [GP_205,F] $2,234.06 ($1,034.06) 0.000% 1.000% 5.625% 5.682%
3/6 Interest Only ARM [GP_205,SIVA] $2,234.06 ($1,034.06) 0.000% 1.000% 5.625% 5.682%
3/6 Interest Only ARM [GP_281,F] $2,082.28 ($882.28) 0.000% 0.875% 5.250% 5.302%
3/6 Interest Only ARM [GP_281,SIVA] $2,082.28 ($882.28) 0.000% 0.875% 5.250% 5.302%
30 Year Fixed [FS_5403,F] $2,852.06 ($1,652.06) 0.000% 0.750% 6.000% 6.126%
30 Year Fixed [FS_5403,F] $2,875.82 ($1,675.82) 0.000% 0.250% 6.125% 6.204%
30 Year Fixed [GP_166,SISA] $2,889.19 ($1,689.19) 0.000% 0.750% 6.125% 6.248%
30 Year Fixed [GP_166,SISA] $2,909.57 ($1,709.57) 0.000% 0.125% 6.250% 6.314%
5/1 ARM [CW_19.22,SISA] $2,778.10 ($1,578.10) 0.000% 0.875% 5.750% 5.881%
5/1 ARM [CW_19.22,SISA] $2,816.02 ($1,616.02) 0.000% 0.875% 5.875% 6.007%
5/1 ARM [IM_JARM,F] $2,740.12 ($1,540.12) 0.000% 0.875% 5.625% 5.755%
5/1 ARM [IM_JARM,F] $2,771.10 ($1,571.10) 0.000% 0.625% 5.750% 5.858%
5/1 ARM I.O. [IM_JARM_S,SIVA] $2,962.43 ($1,762.43) 0.000% 1.000% 5.625% 5.786%
5/1 ARM I.O. [IM_JARM_S,SIVA] $2,991.09 ($1,791.09) 0.000% 0.750% 5.750% 5.886%
5/1 ARM I.O. [IM_JARM_S,SIVA] $3,023.28 ($1,823.28) 0.000% 0.625% 5.875% 5.999%
5/1 ARM I.O. [IM_JARM_S,SIVA] $3,034.75 ($1,834.75) 0.000% 1.000% 5.875% 6.038%
5/1 Interest Only ARM [CW_19.30,SISA] $2,330.66 ($1,130.66) 0.000% 0.875% 5.875% 5.932%
5/1 Interest Only ARM [CW_19.30,SISA] $2,380.50 ($1,180.50) 0.000% 0.875% 6.000% 6.057%
5/1 Interest Only ARM [CW_19.30,SISA] $2,430.09 ($1,230.09) 0.000% 0.875% 6.125% 6.182%
5/1 Interest Only ARM [CW_19.30,SISA] $2,479.95 ($1,279.95) 0.000% 0.875% 6.250% 6.307%
5/25 ARM [FS_5403,F] $2,626.00 ($1,426.00) 0.000% 0.750% 5.250% 5.370%
5/25 ARM [FS_5404,F] $2,629.32 ($1,429.32) 0.000% 0.875% 5.250% 5.381%
5/25 ARM [FS_5404,SIVA] $2,629.32 ($1,429.32) 0.000% 0.875% 5.250% 5.381%
5/25 ARM [FS_5404,SIVA] $2,659.58 ($1,459.58) 0.000% 0.625% 5.375% 5.485%
5/25 ARM I.O. [FS_5403,F] $2,849.72 ($1,649.72) 0.000% 0.750% 5.250% 5.387%
5/25 ARM I.O. [FS_5403,F] $2,877.62 ($1,677.62) 0.000% 0.500% 5.375% 5.487%
5/25 ARM I.O. [FS_5403,F] $2,905.86 ($1,705.86) 0.000% 0.250% 5.500% 5.587%
5/25 ARM I.O. [FS_5403,F] $2,933.83 ($1,733.83) 0.000% 0.000% 5.625% 5.687%
5/6 ARM [GP_169,SISA] $2,858.06 ($1,658.06) 0.000% 1.000% 6.000% 6.145%
5/6 ARM [GP_169,SISA] $2,892.83 ($1,692.83) 0.000% 0.875% 6.125% 6.259%
5/6 ARM [GP_281,F] $2,706.08 ($1,506.08) 0.000% 1.000% 5.500% 5.641%
5/6 ARM [GP_281,SIVA] $2,706.08 ($1,506.08) 0.000% 1.000% 5.500% 5.641%
5/6 Interest Only ARM [GP_170,SISA] $2,383.50 ($1,183.50) 0.000% 1.000% 6.000% 6.062%
5/6 Interest Only ARM [GP_170,SISA] $2,430.09 ($1,230.09) 0.000% 0.875% 6.125% 6.182%
5/6 Interest Only ARM [GP_281,F] $2,184.42 ($984.42) 0.000% 1.000% 5.500% 5.562%
5/6 Interest Only ARM [GP_281,SIVA] $2,184.42 ($984.42) 0.000% 1.000% 5.500% 5.562%
6 Month Interest Only ARM [GP_204,F] $1,637.45 ($437.45) 0.000% 1.000% 4.125% 4.187%
6 Month Interest Only ARM [GP_204,F] $1,682.82 ($482.82) 0.000% 0.750% 4.250% 4.302%
6 Month Interest Only ARM [GP_204,SIVA] $1,637.45 ($437.45) 0.000% 1.000% 4.125% 4.187%
6 Month Interest Only ARM [GP_204,SIVA] $1,682.82 ($482.82) 0.000% 0.750% 4.250% 4.302%
7/1 Interest Only ARM [CW_19.30,SISA] $2,380.50 ($1,180.50) 0.000% 0.875% 6.000% 6.062%
7/1 Interest Only ARM [CW_19.30,SISA] $2,430.09 ($1,230.09) 0.000% 0.875% 6.125% 6.187%
7/1 Interest Only ARM [CW_19.30,SISA] $2,479.95 ($1,279.95) 0.000% 0.875% 6.250% 6.312%
7/1 Interest Only ARM [CW_19.30,SISA] $2,529.55 ($1,329.55) 0.000% 0.875% 6.375% 6.437%
7/6 ARM [GP_281,F] $2,872.75 ($1,672.75) 0.000% 1.500% 6.000% 6.192%
7/6 ARM [GP_281,F] $2,904.07 ($1,704.07) 0.000% 1.250% 6.125% 6.295%
7/6 ARM [GP_281,SIVA] $2,872.75 ($1,672.75) 0.000% 1.500% 6.000% 6.192%
7/6 ARM [GP_281,SIVA] $2,904.07 ($1,704.07) 0.000% 1.250% 6.125% 6.295%
7/6 Interest Only ARM [GP_281,F] $2,395.75 ($1,195.75) 0.000% 1.500% 6.000% 6.088%
7/6 Interest Only ARM [GP_281,F] $2,439.54 ($1,239.54) 0.000% 1.250% 6.125% 6.203%
7/6 Interest Only ARM [GP_281,SIVA] $2,395.75 ($1,195.75) 0.000% 1.500% 6.000% 6.088%
7/6 Interest Only ARM [GP_281,SIVA] $2,439.54 ($1,239.54) 0.000% 1.250% 6.125% 6.203%
Cash Flow ARM (1 Year Fixed Pay) [CC_PO_ARM,SIVA] $1,543.71 ($343.71) 0.000% 1.875% 1.000% 1.171%
Cash Flow ARM (1 Year Fixed Pay) [IM_12MAT,F] $1,539.85 ($339.85) 0.000% 1.625% 1.000% 1.153%
Cash Flow ARM (1 Year Fixed Pay) [IM_12MAT,NINA] $1,539.85 ($339.85) 0.000% 1.625% 1.000% 1.153%
Cash Flow ARM (1 Year Fixed Pay) [IM_12MAT,SIVA] $1,539.85 ($339.85) 0.000% 1.625% 1.000% 1.153%
Cash Flow ARM (5 Year Fixed Pay) [CC_PO_ARM,F] $1,762.75 ($562.75) 0.000% 1.875% 1.950% 2.130%
Cash Flow ARM (5 Year Fixed Pay) [CC_PO_ARM,SIVA] $1,762.75 ($562.75) 0.000% 1.875% 1.950% 2.130%