Results:  $200k mortgage; $1800 per month; $100k equity; $535k value;
Loan Type Monthly Payment Monthly Savings Discount Origination Points Interest Rate APR
1/1 ARM [FS_5306,F] $1,374.60 $425.40 0.000% 2.375% 3.250% 3.521%
1/1 ARM [FS_5306,F] $1,394.81 $405.19 0.000% 2.250% 3.375% 3.638%
1/1 ARM [FS_5306,F] $1,414.94 $385.06 0.000% 2.125% 3.500% 3.755%
1/1 ARM [FS_5306,F] $1,435.19 $364.81 0.000% 2.000% 3.625% 3.871%
1/1 Convertible ARM [FS_5307,F] $1,374.60 $425.40 0.000% 2.375% 3.250% 3.521%
1/1 Convertible ARM [FS_5307,F] $1,394.81 $405.19 0.000% 2.250% 3.375% 3.638%
1/1 Convertible ARM [FS_5307,F] $1,414.94 $385.06 0.000% 2.125% 3.500% 3.755%
1/1 Convertible ARM [FS_5307,F] $1,435.19 $364.81 0.000% 2.000% 3.625% 3.871%
10 Year Fixed [FS_5301,F] $3,338.13 ($1,538.13) 0.000% 0.250% 5.375% 5.652%
10 Year Fixed [FS_5301,F] $3,339.99 ($1,539.99) 0.000% 0.875% 5.250% 5.663%
10 Year Fixed [FS_5302,SIVA] $3,338.13 ($1,538.13) 0.000% 0.250% 5.375% 5.652%
10 Year Fixed [FS_5302,SIVA] $3,339.99 ($1,539.99) 0.000% 0.875% 5.250% 5.663%
10 Year Interest Only [FS_5403,F] $2,230.97 ($430.97) 0.000% 0.875% 6.000% 6.235%
10 Year Interest Only [FS_5403,F] $2,242.26 ($442.26) 0.000% 0.375% 6.125% 6.299%
10 Year Interest Only [FS_5403,F] $2,259.30 ($459.30) 0.000% 0.125% 6.250% 6.393%
10 Year Interest Only [FS_5403,F] $2,276.34 ($476.34) 0.000% -0.125% 6.375% 6.488%
10/1 ARM [FS_5309,F] $1,754.63 $45.37 0.000% 2.875% 5.250% 5.602%
10/1 ARM [FS_5309,F] $1,770.35 $29.65 0.000% 2.375% 5.375% 5.683%
10/1 ARM [FS_5309,F] $1,788.25 $11.75 0.000% 2.000% 5.500% 5.775%
10/1 ARM [FS_5309,F] $1,803.82 ($3.82) 0.000% 1.500% 5.625% 5.856%
15 Year Fixed [FS_5301,F] $2,502.47 ($702.47) 0.000% 0.875% 5.250% 5.539%
15 Year Fixed [FS_5301,F] $2,507.17 ($707.17) 0.000% 0.250% 5.375% 5.569%
15 Year Fixed [FS_5302,SIVA] $2,502.47 ($702.47) 0.000% 0.875% 5.250% 5.539%
15 Year Fixed [FS_5302,SIVA] $2,507.17 ($707.17) 0.000% 0.250% 5.375% 5.569%
15 Year Interest Only [FS_5327f,F] $1,518.69 $281.31 0.000% 0.500% 5.875% 5.975%
15 Year Interest Only [FS_5327f,F] $1,543.25 $256.75 0.000% 0.000% 6.000% 6.067%
15 Year Interest Only [FS_5327f,F] $1,569.79 $230.21 0.000% -0.375% 6.125% 6.168%
15 Year Interest Only [FS_5327f,F] $1,591.93 $208.07 0.000% -1.000% 6.250% 6.252%
1st Lien HELOC [CW_17.10,F] $1,780.19 $19.81 0.000% 1.250% 4.750% 4.969%
1st Lien HELOC [CW_17.10,SIVA] $1,780.19 $19.81 0.000% 1.250% 4.750% 4.969%
2/28 ARM [FS_5403,F] $1,555.77 $244.23 0.000% 1.000% 4.375% 4.546%
2/28 ARM [FS_5403,F] $1,576.80 $223.20 0.000% 0.875% 4.500% 4.662%
2/28 ARM [FS_5404,F] $1,578.83 $221.17 0.000% 1.000% 4.500% 4.672%
2/28 ARM [FS_5404,SIVA] $1,578.83 $221.17 0.000% 1.000% 4.500% 4.672%
2/28 ARM I.O. [FS_5403,F] $1,610.07 $189.93 0.000% 1.000% 4.375% 4.555%
2/28 ARM I.O. [FS_5403,F] $1,630.62 $169.38 0.000% 0.875% 4.500% 4.670%
2/28 ARM I.O. [FS_5403,F] $1,651.55 $148.45 0.000% 0.750% 4.625% 4.785%
2/28 ARM I.O. [FS_5403,F] $1,672.32 $127.68 0.000% 0.625% 4.750% 4.900%
2/28 Interest Only ARM [FF_304,F] $1,753.31 $46.69 0.000% 1.000% 6.750% 6.819%
2/28 Interest Only ARM [FF_304,SIVA] $1,753.31 $46.69 0.000% 1.000% 6.750% 6.819%
2/28 Interest Only ARM [FF_304,SIVA] $1,874.13 ($74.13) 0.000% 0.500% 7.250% 7.301%
2/28 Interest Only ARM [FF_318,SIVA] $1,753.31 $46.69 0.000% 1.000% 6.750% 6.819%
2/6 ARM [GP_473,F] $2,100.32 ($300.32) 0.000% 1.000% 7.125% 7.320%
2/6 ARM [GP_473,F] $2,121.57 ($321.57) 0.000% 0.750% 7.250% 7.422%
2/6 ARM [GP_473,F] $2,142.47 ($342.47) 0.000% 0.500% 7.375% 7.522%
2/6 ARM [GP_473,F] $2,163.72 ($363.72) 0.000% 0.250% 7.500% 7.623%
20 Year Fixed [FS_5301,F] $2,200.06 ($400.06) 0.000% 0.500% 5.875% 6.063%
20 Year Fixed [FS_5301,F] $2,211.26 ($411.26) 0.000% 0.000% 6.000% 6.126%
20 Year Fixed [FS_5302,SIVA] $2,200.06 ($400.06) 0.000% 0.500% 5.875% 6.063%
20 Year Fixed [FS_5302,SIVA] $2,211.26 ($411.26) 0.000% 0.000% 6.000% 6.126%
20 Year Fixed I.O. [FS_5403,F] $3,457.18 ($1,657.18) 0.000% 0.875% 6.000% 6.418%
20 Year Fixed I.O. [FS_5403,F] $3,459.45 ($1,659.45) 0.000% 0.375% 6.125% 6.433%
20 Year Fixed I.O. [FS_5403,F] $3,470.58 ($1,670.58) 0.000% 0.125% 6.250% 6.504%
20 Year Fixed I.O. [FS_5403,F] $3,481.67 ($1,681.67) 0.000% -0.125% 6.375% 6.574%
3/1 ARM [CW_19.22,SISA] $1,768.95 $31.05 0.000% 1.000% 5.500% 5.677%
3/1 ARM [CW_19.22,SISA] $1,793.46 $6.54 0.000% 1.000% 5.625% 5.804%
3/1 ARM [IM_JARM,F] $1,744.59 $55.41 0.000% 1.000% 5.375% 5.551%
3/1 ARM [IM_JARM,F] $1,766.68 $33.32 0.000% 0.875% 5.500% 5.666%
3/1 ARM I.O. [IM_JARM,F] $1,847.92 ($47.92) 0.000% 1.000% 5.500% 5.691%
3/1 ARM I.O. [IM_JARM,F] $1,867.22 ($67.22) 0.000% 0.750% 5.625% 5.792%
3/1 ARM I.O. [IM_JARM,F] $1,888.69 ($88.69) 0.000% 0.625% 5.750% 5.906%
3/1 ARM I.O. [IM_JARM_S,SIVA] $1,895.99 ($95.99) 0.000% 1.000% 5.750% 5.943%
3/27 ARM [FS_5403,F] $1,647.16 $152.84 0.000% 0.875% 4.875% 5.040%
3/27 ARM [FS_5404,F] $1,649.28 $150.72 0.000% 1.000% 4.875% 5.051%
3/27 ARM [FS_5404,SIVA] $1,649.28 $150.72 0.000% 1.000% 4.875% 5.051%
3/27 ARM [FS_5404,SIVA] $1,671.13 $128.87 0.000% 0.875% 5.000% 5.166%
3/27 ARM I.O. [FS_5403,F] $1,647.16 $152.84 0.000% 0.875% 4.875% 5.040%
3/27 ARM I.O. [FS_5403,F] $1,668.98 $131.02 0.000% 0.750% 5.000% 5.155%
3/27 ARM I.O. [FS_5403,F] $1,688.45 $111.55 0.000% 0.500% 5.125% 5.259%
3/27 ARM I.O. [FS_5403,F] $1,710.45 $89.55 0.000% 0.375% 5.250% 5.374%
3/6 ARM [GP_205,F] $1,818.41 ($18.41) 0.000% 1.000% 5.750% 5.930%
3/6 ARM [GP_205,SIVA] $1,818.41 ($18.41) 0.000% 1.000% 5.750% 5.930%
3/6 ARM [GP_281,F] $1,720.11 $79.89 0.000% 1.000% 5.250% 5.425%
3/6 ARM [GP_281,SIVA] $1,720.11 $79.89 0.000% 1.000% 5.250% 5.425%
3/6 Interest Only ARM [GP_205,F] $1,493.08 $306.92 0.000% 1.000% 5.750% 5.821%
3/6 Interest Only ARM [GP_205,SIVA] $1,493.08 $306.92 0.000% 1.000% 5.750% 5.821%
3/6 Interest Only ARM [GP_281,F] $1,362.81 $437.19 0.000% 1.000% 5.250% 5.321%
3/6 Interest Only ARM [GP_281,SIVA] $1,362.81 $437.19 0.000% 1.000% 5.250% 5.321%
30 Year Fixed [CW_1.40,SISA] $1,843.23 ($43.23) 0.000% 1.000% 5.875% 6.056%
30 Year Fixed [CW_1.40,SISA] $1,858.91 ($58.91) 0.000% 0.500% 6.000% 6.136%
30 Year Fixed [FS_5301,F] $1,834.95 ($34.95) 0.000% 0.500% 5.875% 6.015%
30 Year Fixed [FS_5302,SIVA] $1,834.95 ($34.95) 0.000% 0.500% 5.875% 6.015%
5/1 ARM [FS_5302,SIVA] $1,673.27 $126.73 0.000% 1.000% 5.000% 5.178%
5/1 ARM [FS_5309,F] $1,673.27 $126.73 0.000% 1.000% 5.000% 5.178%
5/1 ARM [FS_5331,F] $1,673.27 $126.73 0.000% 1.000% 5.000% 5.178%
5/1 ARM [IM_JARM,F] $1,793.46 $6.54 0.000% 1.000% 5.625% 5.804%
5/1 ARM I.O. [IM_JARM_S,SIVA] $1,957.78 ($157.78) 0.000% 0.875% 5.750% 5.941%
5/1 ARM I.O. [IM_JARM_S,SIVA] $1,978.81 ($178.81) 0.000% 0.750% 5.875% 6.054%
5/1 ARM I.O. [IM_JARM_S,SIVA] $1,997.66 ($197.66) 0.000% 0.500% 6.000% 6.153%
5/1 ARM I.O. [IM_JARM_S,SIVA] $2,005.07 ($205.07) 0.000% 0.875% 6.000% 6.193%
5/1 Interest Only ARM [CW_19.30,SISA] $1,525.54 $274.46 0.000% 1.000% 5.875% 5.952%
5/1 Interest Only ARM [CW_19.30,SISA] $1,558.00 $242.00 0.000% 1.000% 6.000% 6.077%
5/1 Interest Only ARM [CW_19.30,SISA] $1,590.71 $209.29 0.000% 1.000% 6.125% 6.202%
5/1 Interest Only ARM [CW_19.30,SISA] $1,623.18 $176.82 0.000% 1.000% 6.250% 6.327%
5/25 ARM [FS_5403,F] $1,719.01 $80.99 0.000% 0.875% 5.250% 5.419%
5/25 ARM [FS_5404,F] $1,721.22 $78.78 0.000% 1.000% 5.250% 5.430%
5/25 ARM [FS_5404,SIVA] $1,721.22 $78.78 0.000% 1.000% 5.250% 5.430%
5/25 ARM [FS_5404,SIVA] $1,741.23 $58.77 0.000% 0.750% 5.375% 5.534%
5/25 ARM I.O. [FS_5403,F] $1,865.46 ($65.46) 0.000% 0.875% 5.250% 5.442%
5/25 ARM I.O. [FS_5403,F] $1,883.94 ($83.94) 0.000% 0.625% 5.375% 5.543%
5/25 ARM I.O. [FS_5403,F] $1,902.44 ($102.44) 0.000% 0.375% 5.500% 5.643%
5/25 ARM I.O. [FS_5403,F] $1,920.67 ($120.67) 0.000% 0.125% 5.625% 5.743%
5/6 ARM [GP_169,SISA] $1,893.62 ($93.62) 0.000% 1.000% 6.125% 6.309%
5/6 ARM [GP_169,SISA] $1,916.42 ($116.42) 0.000% 0.875% 6.250% 6.423%
5/6 ARM [GP_281,F] $1,771.22 $28.78 0.000% 1.125% 5.500% 5.689%
5/6 ARM [GP_281,SIVA] $1,771.22 $28.78 0.000% 1.125% 5.500% 5.689%
5/6 Interest Only ARM [GP_170,SISA] $1,590.71 $209.29 0.000% 1.000% 6.125% 6.202%
5/6 Interest Only ARM [GP_170,SISA] $1,621.09 $178.91 0.000% 0.875% 6.250% 6.322%
5/6 Interest Only ARM [GP_205,F] $1,623.18 $176.82 0.000% 1.000% 6.250% 6.327%
5/6 Interest Only ARM [GP_205,SIVA] $1,623.18 $176.82 0.000% 1.000% 6.250% 6.327%
6 Month Interest Only ARM [GP_204,F] $1,101.46 $698.54 0.000% 0.875% 4.250% 4.322%
6 Month Interest Only ARM [GP_204,F] $1,132.40 $667.60 0.000% 0.750% 4.375% 4.442%
6 Month Interest Only ARM [GP_204,SIVA] $1,101.46 $698.54 0.000% 0.875% 4.250% 4.322%
6 Month Interest Only ARM [GP_204,SIVA] $1,132.40 $667.60 0.000% 0.750% 4.375% 4.442%
7/1 ARM [FS_5309,F] $1,679.18 $120.82 0.000% 2.750% 4.875% 5.207%
7/1 ARM [FS_5309,F] $1,696.89 $103.11 0.000% 2.375% 5.000% 5.301%
7/1 ARM [FS_5309,F] $1,714.59 $85.41 0.000% 2.000% 5.125% 5.394%
7/1 ARM [FS_5309,F] $1,730.05 $69.95 0.000% 1.500% 5.250% 5.475%
7/1 Interest Only ARM [CW_19.30,SISA] $1,558.00 $242.00 0.000% 1.000% 6.000% 6.084%
7/1 Interest Only ARM [CW_19.30,SISA] $1,590.71 $209.29 0.000% 1.000% 6.125% 6.209%
7/1 Interest Only ARM [CW_19.30,SISA] $1,623.18 $176.82 0.000% 1.000% 6.250% 6.334%
7/1 Interest Only ARM [CW_19.30,SISA] $1,655.64 $144.36 0.000% 1.000% 6.375% 6.459%
7/6 ARM [GP_281,F] $1,880.19 ($80.19) 0.000% 1.625% 6.000% 6.242%
7/6 ARM [GP_281,F] $1,900.61 ($100.61) 0.000% 1.375% 6.125% 6.345%
7/6 ARM [GP_281,SIVA] $1,880.19 ($80.19) 0.000% 1.625% 6.000% 6.242%
7/6 ARM [GP_281,SIVA] $1,900.61 ($100.61) 0.000% 1.375% 6.125% 6.345%
7/6 Interest Only ARM [GP_281,F] $1,568.00 $232.00 0.000% 1.625% 6.000% 6.110%
7/6 Interest Only ARM [GP_281,F] $1,596.58 $203.42 0.000% 1.375% 6.125% 6.225%
7/6 Interest Only ARM [GP_281,SIVA] $1,568.00 $232.00 0.000% 1.625% 6.000% 6.110%
7/6 Interest Only ARM [GP_281,SIVA] $1,596.58 $203.42 0.000% 1.375% 6.125% 6.225%
Cash Flow ARM (1 Year Fixed Pay) [CC_PO_ARM,SIVA] $1,010.43 $789.57 0.000% 2.000% 1.000% 1.208%
Cash Flow ARM (1 Year Fixed Pay) [IM_12MAT,F] $1,007.86 $792.14 0.000% 1.750% 1.000% 1.190%
Cash Flow ARM (1 Year Fixed Pay) [IM_12MAT,NINA] $1,007.86 $792.14 0.000% 1.750% 1.000% 1.190%
Cash Flow ARM (1 Year Fixed Pay) [IM_12MAT,SIVA] $1,007.86 $792.14 0.000% 1.750% 1.000% 1.190%
Cash Flow ARM (5 Year Fixed Pay) [CC_PO_ARM,F] $1,153.87 $646.13 0.000% 2.000% 1.950% 2.169%
Cash Flow ARM (5 Year Fixed Pay) [CC_PO_ARM,SIVA] $1,153.87 $646.13 0.000% 2.000% 1.950% 2.169%