Results:  $200k mortgage; $0k equity;  $535k value.
Loan Type Monthly Payment Monthly Savings Discount Origination Points Interest Rate APR
1/1 ARM [FS_5306,F] $991.30 $808.70 0.000% 3.000% 3.750% 4.157%
1/1 ARM [FS_5306,F] $1,005.37 $794.63 0.000% 2.875% 3.875% 4.274%
1/1 ARM [FS_5306,F] $1,019.52 $780.48 0.000% 2.750% 4.000% 4.391%
1/1 ARM [FS_5306,F] $1,033.52 $766.48 0.000% 2.625% 4.125% 4.508%
1/1 Convertible ARM [FS_5307,F] $991.30 $808.70 0.000% 3.000% 3.750% 4.157%
1/1 Convertible ARM [FS_5307,F] $1,005.37 $794.63 0.000% 2.875% 3.875% 4.274%
1/1 Convertible ARM [FS_5307,F] $1,019.52 $780.48 0.000% 2.750% 4.000% 4.391%
1/1 Convertible ARM [FS_5307,F] $1,033.52 $766.48 0.000% 2.625% 4.125% 4.508%
10 Year Fixed [FS_5301,F] $2,251.52 ($451.52) 0.000% 1.000% 5.250% 5.887%
10 Year Fixed [FS_5302,SIVA] $2,230.09 ($430.09) 0.000% 0.625% 5.125% 5.678%
10 Year Fixed [FS_5302,SIVA] $2,237.03 ($437.03) 0.000% 0.375% 5.250% 5.749%
10 Year Fixed [FS_5302,SIVA] $2,241.79 ($441.79) 0.000% 0.000% 5.375% 5.794%
10 Year Interest Only [GP_3501,SIVA] $1,114.30 $685.70 0.000% 1.000% 6.375% 6.513%
10 Year Interest Only [GP_3503,F] $1,070.34 $729.66 0.000% 1.000% 6.125% 6.263%
10 Year Interest Only [GP_3503,F] $1,088.28 $711.72 0.000% 0.625% 6.250% 6.370%
10 Year Interest Only [GP_3503,F] $1,107.13 $692.87 0.000% 0.375% 6.375% 6.483%
10/1 ARM [FS_5309,F] $1,222.73 $577.27 0.000% 3.500% 5.500% 5.999%
10/1 ARM [FS_5309,F] $1,233.34 $566.66 0.000% 3.000% 5.625% 6.080%
10/1 ARM [FS_5309,F] $1,245.34 $554.66 0.000% 2.625% 5.750% 6.172%
10/1 ARM [FS_5309,F] $1,256.13 $543.87 0.000% 2.125% 5.875% 6.252%
15 Year Fixed [FS_5301,F] $1,686.94 $113.06 0.000% 1.000% 5.250% 5.697%
15 Year Fixed [FS_5302,SIVA] $1,666.80 $133.20 0.000% 0.625% 5.125% 5.512%
15 Year Fixed [FS_5302,SIVA] $1,676.09 $123.91 0.000% 0.375% 5.250% 5.600%
15 Year Fixed [GP_166,SISA] $1,699.14 $100.86 0.000% 1.000% 5.375% 5.809%
15 Year Interest Only [FS_5327f,F] $1,071.36 $728.64 0.000% 1.000% 6.125% 6.316%
15 Year Interest Only [FS_5327f,F] $1,089.32 $710.68 0.000% 0.625% 6.250% 6.416%
15 Year Interest Only [FS_5327f,F] $1,106.86 $693.14 0.000% 0.250% 6.375% 6.517%
15 Year Interest Only [FS_5327f,F] $1,121.52 $678.48 0.000% -0.375% 6.500% 6.602%
1st Lien HELOC [CW_17.10,F] $1,200.95 $599.05 0.000% 1.500% 4.750% 5.081%
1st Lien HELOC [CW_17.10,SIVA] $1,390.58 $409.42 0.000% 1.500% 6.250% 6.606%
2/28 ARM [FS_5404,F] $1,047.25 $752.75 0.000% 1.000% 4.375% 4.623%
2/28 ARM [FS_5404,F] $1,061.51 $738.49 0.000% 0.875% 4.500% 4.739%
2/28 ARM [FS_5404,SIVA] $1,047.25 $752.75 0.000% 1.000% 4.375% 4.623%
2/28 ARM [FS_5404,SIVA] $1,061.51 $738.49 0.000% 0.875% 4.500% 4.739%
2/28 ARM I.O. [FS_5403,F] $1,130.14 $669.86 0.000% 1.000% 4.750% 5.016%
2/28 ARM I.O. [FS_5403,F] $1,144.35 $655.65 0.000% 0.875% 4.875% 5.131%
2/28 ARM I.O. [FS_5403,F] $1,158.63 $641.37 0.000% 0.750% 5.000% 5.247%
2/28 ARM I.O. [FS_5403,F] $1,172.98 $627.02 0.000% 0.625% 5.125% 5.362%
2/28 Interest Only ARM [FF_304,F] $1,136.15 $663.85 0.000% 1.000% 6.500% 6.599%
2/28 Interest Only ARM [FF_304,SIVA] $1,136.15 $663.85 0.000% 1.000% 6.500% 6.599%
2/28 Interest Only ARM [FF_304,SIVA] $1,217.71 $582.29 0.000% 0.500% 7.000% 7.082%
2/28 Interest Only ARM [FF_318,SIVA] $1,136.15 $663.85 0.000% 1.000% 6.500% 6.599%
2/6 ARM [GP_473,F] $1,395.80 $404.20 0.000% 1.000% 7.000% 7.281%
2/6 ARM [GP_473,F] $1,409.76 $390.24 0.000% 0.750% 7.125% 7.382%
2/6 ARM [GP_473,F] $1,424.04 $375.96 0.000% 0.500% 7.250% 7.484%
2/6 ARM [GP_473,F] $1,441.78 $358.22 0.000% 0.500% 7.375% 7.611%
20 Year Fixed [FS_5301,F] $1,473.67 $326.33 0.000% 1.000% 5.750% 6.109%
20 Year Fixed [FS_5302,SIVA] $1,454.91 $345.09 0.000% 0.750% 5.625% 5.952%
20 Year Fixed [FS_5302,SIVA] $1,464.20 $335.80 0.000% 0.375% 5.750% 6.032%
20 Year Fixed [FS_5302,SIVA] $1,473.80 $326.20 0.000% 0.000% 5.875% 6.112%
20 Year Fixed I.O. [FS_5403,F] $2,377.69 ($577.69) 0.000% 0.750% 6.500% 7.095%
20 Year Fixed I.O. [FS_5403,F] $2,379.04 ($579.04) 0.000% 0.250% 6.625% 7.109%
20 Year Fixed I.O. [FS_5403,F] $2,386.62 ($586.62) 0.000% 0.000% 6.750% 7.179%
20 Year Fixed I.O. [FS_5403,F] $2,394.17 ($594.17) 0.000% -0.250% 6.875% 7.249%
3/1 ARM [IM_JARM,F] $1,125.18 $674.82 0.000% 1.000% 5.000% 5.249%
3/1 ARM [IM_JARM,F] $1,139.88 $660.12 0.000% 0.875% 5.125% 5.364%
3/1 ARM [IM_JARM,F] $1,153.28 $646.72 0.000% 0.625% 5.250% 5.469%
3/1 ARM [IM_JARM,F] $1,168.10 $631.90 0.000% 0.500% 5.375% 5.584%
3/1 ARM I.O. [IM_JARM,F] $1,196.04 $603.96 0.000% 1.000% 5.125% 5.395%
3/1 ARM I.O. [IM_JARM,F] $1,208.58 $591.42 0.000% 0.750% 5.250% 5.498%
3/1 ARM I.O. [IM_JARM,F] $1,222.90 $577.10 0.000% 0.625% 5.375% 5.612%
3/1 ARM I.O. [IM_JARM,F] $1,235.80 $564.20 0.000% 0.375% 5.500% 5.714%
3/27 ARM [FS_5404,F] $1,108.96 $691.04 0.000% 0.875% 4.875% 5.119%
3/27 ARM [FS_5404,F] $1,123.57 $676.43 0.000% 0.750% 5.000% 5.235%
3/27 ARM [FS_5404,SIVA] $1,108.96 $691.04 0.000% 0.875% 4.875% 5.119%
3/27 ARM [FS_5404,SIVA] $1,123.57 $676.43 0.000% 0.750% 5.000% 5.235%
3/27 ARM I.O. [FS_5403,F] $1,158.80 $641.20 0.000% 1.000% 5.250% 5.511%
3/27 ARM I.O. [FS_5403,F] $1,172.02 $627.98 0.000% 0.750% 5.375% 5.615%
3/27 ARM I.O. [FS_5403,F] $1,186.96 $613.04 0.000% 0.625% 5.500% 5.730%
3/27 ARM I.O. [FS_5403,F] $1,200.53 $599.47 0.000% 0.375% 5.625% 5.834%
3/6 ARM [GP_281,F] $1,109.22 $690.78 0.000% 1.000% 4.875% 5.122%
3/6 ARM [GP_281,F] $1,122.49 $677.51 0.000% 0.750% 5.000% 5.226%
3/6 ARM [GP_281,SIVA] $1,125.18 $674.82 0.000% 1.000% 5.000% 5.249%
3/6 ARM [GP_281,SIVA] $1,138.52 $661.48 0.000% 0.750% 5.125% 5.353%
3/6 Interest Only ARM [GP_281,F] $851.50 $948.50 0.000% 1.000% 4.875% 4.978%
3/6 Interest Only ARM [GP_281,F] $871.25 $928.75 0.000% 0.750% 5.000% 5.094%
3/6 Interest Only ARM [GP_281,SIVA] $873.33 $926.67 0.000% 1.000% 5.000% 5.103%
3/6 Interest Only ARM [GP_281,SIVA] $893.03 $906.97 0.000% 0.750% 5.125% 5.219%
30 Year Fixed [FS_5301,F] $1,224.92 $575.08 0.000% 1.000% 5.750% 6.019%
30 Year Fixed [FS_5302,SIVA] $1,205.14 $594.86 0.000% 0.750% 5.625% 5.869%
30 Year Fixed [FS_5302,SIVA] $1,217.04 $582.96 0.000% 0.375% 5.750% 5.961%
30 Year Fixed [FS_5302,SIVA] $1,229.22 $570.78 0.000% 0.000% 5.875% 6.053%
5/1 ARM [IM_JARM,F] $1,172.58 $627.42 0.000% 0.875% 5.375% 5.618%
5/1 ARM [IM_JARM,F] $1,185.83 $614.17 0.000% 0.625% 5.500% 5.722%
5/1 ARM [IM_JARM,F] $1,199.38 $600.62 0.000% 0.375% 5.625% 5.826%
5/1 ARM [IM_JARM,F] $1,205.42 $594.58 0.000% 0.875% 5.625% 5.872%
5/1 ARM I.O. [IM_JARM_S,SIVA] $1,301.58 $498.42 0.000% 0.875% 5.625% 5.905%
5/1 ARM I.O. [IM_JARM_S,SIVA] $1,315.78 $484.22 0.000% 0.750% 5.750% 6.018%
5/1 ARM I.O. [IM_JARM_S,SIVA] $1,328.44 $471.56 0.000% 0.500% 5.875% 6.119%
5/1 ARM I.O. [IM_JARM_S,SIVA] $1,333.53 $466.47 0.000% 0.875% 5.875% 6.158%
5/1 Interest Only ARM [CW_19.30,SISA] $1,029.35 $770.65 0.000% 1.250% 5.875% 5.996%
5/1 Interest Only ARM [CW_19.30,SISA] $1,051.25 $748.75 0.000% 1.250% 6.000% 6.121%
5/1 Interest Only ARM [CW_19.30,SISA] $1,073.15 $726.85 0.000% 1.250% 6.125% 6.246%
5/1 Interest Only ARM [CW_19.30,SISA] $1,095.05 $704.95 0.000% 1.250% 6.250% 6.371%
5/25 ARM [FS_5404,F] $1,157.14 $642.86 0.000% 0.875% 5.250% 5.500%
5/25 ARM [FS_5404,F] $1,170.62 $629.38 0.000% 0.625% 5.375% 5.604%
5/25 ARM [FS_5404,SIVA] $1,157.14 $642.86 0.000% 0.875% 5.250% 5.500%
5/25 ARM [FS_5404,SIVA] $1,170.62 $629.38 0.000% 0.625% 5.375% 5.604%
5/25 ARM I.O. [FS_5403,F] $1,317.03 $482.97 0.000% 0.750% 5.750% 6.028%
5/25 ARM I.O. [FS_5403,F] $1,329.71 $470.29 0.000% 0.500% 5.875% 6.128%
5/25 ARM I.O. [FS_5403,F] $1,342.08 $457.92 0.000% 0.250% 6.000% 6.229%
5/25 ARM I.O. [FS_5403,F] $1,354.78 $445.22 0.000% 0.000% 6.125% 6.328%
5/6 ARM [GP_169,SISA] $1,257.26 $542.74 0.000% 1.000% 6.000% 6.264%
5/6 ARM [GP_169,SISA] $1,272.64 $527.36 0.000% 0.875% 6.125% 6.379%
5/6 ARM [GP_281,F] $1,156.31 $643.69 0.000% 0.875% 5.250% 5.491%
5/6 ARM [GP_281,SIVA] $1,172.58 $627.42 0.000% 0.875% 5.375% 5.618%
5/6 Interest Only ARM [GP_205,F] $1,026.66 $773.34 0.000% 1.000% 5.875% 5.986%
5/6 Interest Only ARM [GP_205,SIVA] $1,048.50 $751.50 0.000% 1.000% 6.000% 6.111%
5/6 Interest Only ARM [GP_281,F] $916.13 $883.87 0.000% 0.875% 5.250% 5.356%
5/6 Interest Only ARM [GP_281,SIVA] $937.94 $862.06 0.000% 0.875% 5.375% 5.481%
6 Month Interest Only ARM [GP_204,F] $675.70 $1,124.30 0.000% 0.875% 3.875% 3.981%
6 Month Interest Only ARM [GP_204,F] $695.83 $1,104.17 0.000% 0.625% 4.000% 4.096%
6 Month Interest Only ARM [GP_204,F] $716.72 $1,083.28 0.000% 0.500% 4.125% 4.216%
6 Month Interest Only ARM [GP_204,SIVA] $719.47 $1,080.53 0.000% 0.875% 4.125% 4.231%
7/1 ARM [FS_5309,F] $1,170.65 $629.35 0.000% 3.375% 5.125% 5.601%
7/1 ARM [FS_5309,F] $1,182.82 $617.18 0.000% 3.000% 5.250% 5.695%
7/1 ARM [FS_5309,F] $1,194.98 $605.02 0.000% 2.625% 5.375% 5.788%
7/1 ARM [FS_5309,F] $1,205.42 $594.58 0.000% 2.125% 5.500% 5.869%
7/1 Interest Only ARM [CW_19.30,SISA] $1,051.25 $748.75 0.000% 1.250% 6.000% 6.131%
7/1 Interest Only ARM [CW_19.30,SISA] $1,073.15 $726.85 0.000% 1.250% 6.125% 6.256%
7/1 Interest Only ARM [CW_19.30,SISA] $1,095.05 $704.95 0.000% 1.250% 6.250% 6.381%
7/1 Interest Only ARM [CW_19.30,SISA] $1,117.22 $682.78 0.000% 1.250% 6.375% 6.506%
7/6 ARM [GP_281,F] $1,228.42 $571.58 0.000% 1.375% 5.750% 6.045%
7/6 ARM [GP_281,F] $1,241.93 $558.07 0.000% 1.125% 5.875% 6.149%
7/6 ARM [GP_281,SIVA] $1,245.19 $554.81 0.000% 1.375% 5.875% 6.172%
7/6 ARM [GP_281,SIVA] $1,259.06 $540.94 0.000% 1.125% 6.000% 6.276%
7/6 Interest Only ARM [GP_281,F] $1,008.65 $791.35 0.000% 1.375% 5.750% 5.886%
7/6 Interest Only ARM [GP_281,F] $1,027.88 $772.12 0.000% 1.125% 5.875% 6.001%
7/6 Interest Only ARM [GP_281,SIVA] $1,030.57 $769.43 0.000% 1.375% 5.875% 6.011%
7/6 Interest Only ARM [GP_281,SIVA] $1,050.00 $750.00 0.000% 1.125% 6.000% 6.126%
Cash Flow ARM (1 Year Fixed Pay) [CC_PO_ARM,F] $669.65 $1,130.35 0.000% 0.500% 1.000% 1.163%
Cash Flow ARM (1 Year Fixed Pay) [CC_PO_ARM,SISA] $669.65 $1,130.35 0.000% 0.500% 1.000% 1.163%
Cash Flow ARM (1 Year Fixed Pay) [CC_PO_ARM,SIVA] $669.65 $1,130.35 0.000% 0.500% 1.000% 1.163%
Cash Flow ARM (1 Year Fixed Pay) [WS_PIK,SIVA] $722.34 $1,077.66 0.000% 1.000% 1.500% 1.704%
Cash Flow ARM (5 Year Fixed Pay) [CC_PO_ARM,F] $764.72 $1,035.28 0.000% 0.500% 1.950% 2.122%
Cash Flow ARM (5 Year Fixed Pay) [CC_PO_ARM,SISA] $764.72 $1,035.28 0.000% 0.500% 1.950% 2.122%
Cash Flow ARM (5 Year Fixed Pay) [CC_PO_ARM,SIVA] $764.72 $1,035.28 0.000% 0.500% 1.950% 2.122%